Home Warranty Insurance

If the seller does not provide a home warranty policy, the buyer may purchase one at the time the contract is accepted:

Phil can help facilitate your purchase of a Home Owner warranty.


Why a Home Owner Warranty is so important to your peace of mind:

If you’re buying a home, your expenses only begin at closing. Most people have lots of renovations to make. Or furniture to buy. And so on. So the last thing you want is to have to spend additional money for repairs due to unexpected mechanical failures of certain working components in the home. With so much that could go wrong, the odds are against you.


Benefits when you’re the buyer:

Your home is one of the biggest investments of your life. Why take chances? Be covered against the expense of an unexpected repair or replacement for a full year after closing, less standard deductible. Think about it. No matter how closely you inspect a home before you buy, you just can’t predict certain things. Like breakdowns from normal wear and tear, or the possibility of mechanical failure during the first year of ownership. Things like internal plumbing, electrical wiring, or vital parts of the air conditioning and heating systems. Working components such as the washer, dryer, oven, refrigerator, and other items. Only a good home warranty program can give you the protection you need.


Coverage by one of the largest providers of home protection plans:

When the major systems and appliances in your home are protected by a Home Owner Warranty, both buyer and seller can relax. Because Home Owner Warranty protection is solid and reliable. The kind you can count on for the peace of mind you want in your home.


Claim service:

What could be easier when something goes wrong than making a single, phone call? Well, when your home is protected by a Home Owner Warranty, that’s how easy it is! As soon as Home Owner Warranty Program receives your call, the claim is entered into their system. They’ll notify a contractor in your area who contacts you for an appointment. When the contractor arrives at your home, he/she will verify the claim, prepare a repair or replacement estimate and call their claims department. He/she is then authorized to complete the necessary repairs or replacement on covered items.


Here’s what a Home Owner Warranty Program covers: